What is a door-knocking roofing scam?

A door-knocking roofing scam occurs when a contractor shows up uninvited and pressures a homeowner to file an insurance claim by promising a 'free roof' or guaranteed insurance approval, often without legitimate storm damage.

Can a roofing company guarantee my insurance will pay for a new roof?

No. No roofing company can legally or ethically guarantee insurance approval. Insurance companies only approve claims when there is verifiable damage from a covered event.

Is filing an unnecessary roof insurance claim risky?

Yes. Filing an unnecessary or exaggerated insurance claim can result in claim denial, increased premiums, policy cancellation, or involvement in an insurance fraud investigation.

What should I do if a roofer pressures me to file an insurance claim?

You should pause, avoid signing anything, seek a second opinion from a reputable roofing contractor, and speak directly with your insurance company before filing any claim.

Who do I contact to report roofing insurance fraud in North Carolina?

Suspected roofing or insurance fraud should be reported to the North Carolina Department of Insurance Criminal Investigations Division at 919-807-6750.

Coastal NC Roof Inspections | 52-Point Professional Guide

A 52-Point Roof Inspection That Protects Your Home From Storm, Wind, and Water Damage

If you own a home in coastal North Carolina, your roof takes more punishment than most.

Salt air, high winds, heavy rain, tropical storms, and sudden temperature swings all accelerate roof wear. That’s why a professional roof inspection isn’t optional here—it’s risk management.

At Fortitude Roofing, we use a 52-point roof inspection process designed specifically for coastal and storm-prone environments. This inspection goes far beyond a visual walk-around and is built to uncover hidden issues before they become expensive problems.

What Is a Roof Inspection and Why Does It Matter?

A roof inspection is a comprehensive evaluation of your entire roofing system—not just shingles. It identifies:

Storm and wind damage
Early signs of leaks
Installation defects
Drainage and ventilation problems
Long-term failure risks

In coastal NC, small issues escalate fast. A cracked shingle or failed flashing can turn into interior damage after one major storm.

Our 52-Point Roof Inspection Checklist

Category 1: Roofing Surface – Shingles, Tiles, or Panels

We inspect the primary roofing material for storm impact, aging, and installation defects.

Missing shingles
Cracked or broken shingles
Curling or cupping shingles
Granule loss or bare spots
Hail impact marks
Blistering
Loose or popped nails
Shingle lifting or wind damage
Algae or moss growth
Manufacturer defects

Why it matters: Coastal wind uplift and salt exposure shorten material lifespan if issues aren’t caught early.

Category 2: Flashing & Seals (Most Common Leak Source)

Most roof leaks originate here—not in the field of the roof.

Chimney flashing
Wall step flashing
Roof-to-wall transitions
Skylight flashing
Pipe boot seals
Vent stack flashing
Nail pops in flashing
Rust or corrosion

Why it matters: Flashing failures are a leading cause of interior water damage in coastal homes.

Category 3: Roof Penetrations

Every penetration is a potential failure point.

Plumbing vents
Furnace or water heater vents
Exhaust fans
Satellite dish mounts
Solar mounts (if present)
Sealant integrity

Category 4: Valleys & Ridges

These areas manage water flow and resist wind pressure.

Valley shingle condition
Ridge cap integrity
Water flow channels
Signs of leakage or pooling

Category 5: Gutters & Downspouts

A roof system includes proper drainage.

Gutter attachment and pitch
Debris or blockages
Rust or corrosion
Downspout condition
Splash blocks or extenders
Signs of overflow or erosion

Why it matters: Poor drainage causes foundation issues, siding damage, and premature roof failure.

Category 6: Attic & Ventilation

Many roof problems reveal themselves inside first.

Attic access and safety
Intake vents (soffits)
Exhaust vents (ridge, box, turbine)
Signs of moisture or mold
Proper insulation levels
Evidence of ice dams

Category 7: Soffits & Fascia

Critical for airflow and structural protection.

Rot or water damage
Pest intrusion
Paint or finish condition
Proper ventilation

Category 8: Storm-Specific Damage Indicators

Especially important after hurricanes or hail events.

Hail impact on roofing materials
Hail damage to soft metals (gutters, vents)
Wind uplift damage
Wind-driven rain entry points
Downspout dents from hail
Siding or trim damage

Why it matters: These indicators are often required for accurate insurance documentation.

Category 9: Chimney & Skylight Areas

High-risk zones for leaks.

Chimney brick and mortar condition
Skylight seal integrity

How Often Should You Get a Roof Inspection in Coastal NC?

For coastal North Carolina homes, we recommend:

Annually for preventative maintenance
After major storms or hurricanes
Before buying or selling a home
If your roof is 8+ years old

Why Homeowners Choose Fortitude Roofing

Our inspections are:

Systematic and documented
Storm-aware and insurance-ready
Performed by trained professionals—not sales reps
Focused on long-term protection, not pressure

You’ll receive clear findings, photos, and straightforward recommendations—no guesswork.

Schedule a Professional Roof Inspection Today

If your home is in Wilmington, Jacksonville, New Bern, Topsail Island, Emerald Isle, or anywhere along the North Carolina coast, a proactive roof inspection is one of the smartest investments you can make.

Don’t wait for a leak to tell you there’s a problem.

👉 Schedule your professional 52-point roof inspection with Fortitude Roofing today.
Our team will assess your roof, document any issues, and give you a clear plan to protect your home—before the next storm arrives.